Companies thrive through co-branding. When two giants join hands they can leverage each other’s capabilities, competencies as well as customer base. The Flipkart Axis Bank credit card serves two masters. It is a revenue-generating innovative product for the issuers and a feature-loaded purchase mechanism for the customer.
So, in case you are a frequent shopper on Flipkart and want to add a delight quotient to your regular shopping spree, the Flipkart Axis Bank credit card is a must-have for you.
Now that you would be tempted to have this credit card in your kitty, you would be wondering how to get a Flipkart Axis Bank credit card. Worry not; applying for the Flipkart Axis Bank credit card is a hassle-free process.
Online Flipkart Axis Bank Credit Card
How to get a Flipkart Axis Bank credit card?
Well, it can be applied both through offline and online modes. To apply for the card offline, customers can visit the Axis Bank branch. Existing Axis Bank customers can avail of the offer by contacting the Axis Bank customer care helpline.
How to Get Flipkart Axis Bank Credit Card Online?
Application for a Flipkart Axis Bank credit card can be submitted online either through Axis Bank or Flipkart. It can be done both through respective websites and mobile apps.
It is important to understand that a current or saving account in Axis Bank is mandatory for a Flipkart Axis Bank credit card. Likewise, you should also be a registered Flipkart user.
How to Get Flipkart Axis Bank Credit Via Axis Bank?
- Visit Axis Bank’s official website www.axisbank.com or Axis Mobile App
- Explore products to reach the credit card link
- Look for Flipkart Axis Bank credit card in the list of credit cards offered by the bank
- Apply for the card
- Enter the required details
- Submit application
How to Get Flipkart Axis Bank Credit Via Flipkart
- Visit Flipkart’s official website www.flipkart.com or Flipkart Mobile App
- Search for Flipkart Axis Bank credit card in the search box
- Apply for the card
- Fill up the required forms
- Read through the ‘Terms and Conditions’ and accept them
- Submit application
The bank will check if you are eligible for the Flipkart Axis Bank credit card. In case you are eligible, a representative from the Axis Bank will get in touch with you for the document verification process. Once done, you will receive your Flipkart Axis Bank credit card at your registered mailing address and you are ready to go shopping!
Benefits of Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card is the ‘Full Vassol Card’ that rains cashback on every swipe. With tie-ups with the biggest apps in the market like Uber, Zomato, MakeMyTrip, Uber, Gaana, Goibibo, Myntra to name a few; get ready to go berserk over benefits.
The numerous benefits offered by Flipkart Axis Bank Credit Card include:
Welcome and Activation Benefits:
- Voucher worth Rs. 500 from Flipkart on the first transaction using Flipkart Axis Bank Credit Card
- 15 months Ganna subscription at a discounted rate of Rs. 399
- 20% off up to Rs. 500 off on The Phy Life
- 20% off up to Rs. 500 off on Plum Goodness
- 15% cashback up to Rs. 500 on the first transaction on Myntra using Flipkart Axis Bank Credit Card
Cashback Benefits
- 5% cashback on Flipkart, Myntra and 2GUD
- 4% cashback on transactions made with preferred merchants like Swiggy, Uber, PVR
- 1.5% cashback on all other categories
Airport Lounge Access
- You get four complimentary lounge visits every calendar year to partner airports within India.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver (on transactions between Rs. 400 – Rs. 4000) at all fuel stations across India; maximum benefits up to Rs. 500 per month.
Dining Delights
- 20% off at partner restaurants across India
EMI Conversion
- Option to convert every purchase of Rs. 2500 and above on Flipkart into easy EMIs.
The overall benefits in monetary terms are tabulated below:
Spending Head |
Annual Spend |
Cashback Amount |
Discount/Benefit Amount |
On Flipkart |
Rs. 36000 |
Rs. 1800 |
|
On Myntra |
Rs. 12000 |
Rs. 600 |
|
On 2GUD |
Rs. 12000 |
Rs. 600 |
|
Preferred Merchant Brands |
Rs. 66000 |
Rs. 2640 |
|
Other Spends |
Rs. 60000 |
Rs. 900 |
|
Fuel Spends |
Rs. 12000 |
|
Rs. 120 |
Dining benefits |
Rs. 24000 |
Rs. 360 |
Rs. 4800 |
Welcome Benefits |
|
|
Rs. 2900 |
Airport Lounge Benefits |
|
|
Rs. 4000 |
Annual Fee Waiver |
|
|
Rs. 500 |
Fees and Charges of Flipkart Axis Bank Credit Card
The fee and charges applicable on the Flipkart Axis Bank Credit Card are:
Description |
Charge |
Joining fee |
Rs. 500 + GST |
Annual Fee |
Rs. 500 + GST subject to waiver on annual spends more than Rs. 2 lakh |
Finance Charges |
3.4% per month (49.36% per annum) |
Cash Withdrawal Fee |
2.5% of the amount withdrawn subject to a minimum of Rs 500 |
Late Payment Charge |
|
Over Utilization Charge |
3% of over-limit amount subject to a minimum of Rs. 500 |
EMI bounce Charge |
2% of payment amount subject to a minimum of Rs. 450 |
Foreign Currency Transaction Fee |
3.5% of transaction value |
Add-on card joining fee |
Nil |
Add-on card annual fee |
Nil |
Card Replacement fee |
Rs. 100 |
Cash Payment Fee |
Rs. 100 |
Duplicate Statement Fee |
Nil |
Duplicate Slip Retrieval Fee |
Nil |
Outstation Cheque Fee |
Nil |
Mobile Alert Activation Fee |
Nil |
Hot listing Charges |
Nil |
Balance Enquiry Charges |
Nil |
Surcharge on Railway Ticket Cancellation |
As applicable by Indian Railways/IRCTC |
Eligibility Criteria
To be eligible for Flipkart Axis Bank Credit Card, Axis Bank has an eligibility check in place. These include:
- The age of the primary cardholder should be between 18 and 70 years
- The age of the add-on cardholder should be above 15 years
- The primary cardholder must be either a Resident of India or a Non-Resident Indian
- Ongoing current or savings account in Axis Bank
- Healthy credit score
- Minimum salary of salaried individual Rs. 15000 per month
- Minimum income of self-employed Rs. 30000 per month
Documents Required
The documents required for Flipkart Axis Bank Credit card can be divided into 3 heads:
Criteria |
Document Accepted |
Identity proof (anyone) |
|
Address proof (anyone)
|
|
Income Proof (all) |
|
Other Documents |
|
The bank will communicate the decision taken on acceptance or rejection of Flipkart Axis Bank credit card within 21 days of application.